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Dental Insurance – Hamburg, NJ

We Make Dental Care Affordable

At Hamburg Family and Cosmetic Dental Group, we take pride in the quality of our work. However, we are also concerned about making our dental services affordable for everyone. That’s why our team accepts dental insurance! We are familiar with the many twists and turns that come along with dental insurance, and we can identify ways to help you save as much as possible on your dental healthcare.

Understanding How Dental Insurance Works

Our team knows that the world of insurance can be intimidating and confusing if you have had little exposure to it. We have been working in the dental industry for many years, so it’s nothing new to us. Dental insurance is unique because instead of focusing coverage on treating existing problems, it places more importance on prevention and early treatment. If you want to get the most out of your benefits, you need to take advantage of these services.

What Your Dental Insurance Plan Covers

Dental insurance plans can vary in the specific details of coverage; however, many have benefits that look like this:

  • 80 to 100 percent coverage for preventive services (dental cleanings and checkups)
  • 70 to 80 percent coverage for minor restorative services (tooth-colored fillings)
  • 50 percent coverage for major restorative services (dental crowns, bridges)

Before starting any treatment, we recommend taking a close look at your plan so that you’ll know what costs you’ll be responsible for.

We Offer In-Network Savings & Welcome Out-of-Network Providers

Our team is proud to be in-network with many major PPO dental insurance plans. What exactly does this mean? It means that we have agreed to accept discounted rates with certain insurance companies, and you have opportunities to save even more! Here are our in-network insurances:

  • Assurant
  • Aetna PPO
  • Aetna Access
  • Connection Dental
  • Cigna PPO
  • Cigna Access
  • Delta - all plans
  • DHA
  • DHA Access
  • Dentemax
  • Guardian
  • Lincoln Financial
  • Met Life
  • United Concordia
  • United Healthcare