Financials & Insurance


We understand that most people are concerned about the financial investment they may be facing with treatment.  General guidelines for our office, as well as payment plans, are listed below.
If you have questions, please contact us!  



If you have insurance, we are anxious to help you receive maximum benefits.  Insurance is not a simple matter these days.  As a courtesy to you, we will explore and explain your benefits, and we will also submit your insurance claims for you.  In addition, we will only ask that you pay your co-payments at the time of visit.  However, any balance that your insurance company does not pay becomes your responsibility.



Unless previous arrangements have been made, payment is expected at time of service.  When multiple visits are required for treatment, you may be eligible for a payment arrangement.  We accept cash, checks, Visa, MasterCard, Discover, or AMEX. If extensive treatment is necessary, you will most likely have a consultation appointment, which will include financing options.  Please bring any of your concerns to our attention.


We offer excellent financing for extensive dental work through Care Credit, a dental financing company.  The terms of the financing policy are customized individually. Some of the features include interest free plans and low monthly payment plans.  Details are available upon request.  Please be aware that depending on the style of payment arrangement that you choose, an administrative fee ranging from zero to 5% may be applied.


(973) 209 - 6252 ~ 15 VERNON AVENUE, SUITE 101 ~ HAMBURG, NJ 07419        

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Hamburg Family and Cosmetic Dental Group, LLC ~ 15 Vernon Avenue, Suite 101 ~ Hamburg, NJ 07419
©2009 Jinu Kurian, DDS
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